Most people spend more time researching a phone purchase than a therapist. The stakes are reversed. A bad phone costs money. A bad therapeutic fit costs time, trust, and the willingness to try again. A fifteen-minute discovery call or email exchange with the right questions saves months of mismatch.

Credentials and training

"What is your highest qualification in psychology, and is it RCI-recognised?" This distinguishes a postgraduate Clinical Psychology qualification (licensed) from an M.A. or M.Sc. (academic). Both can be competent therapists. The licence matters for assessments, hospital work, and certain medico-legal contexts. "How many supervised therapy hours did you complete during training?" A freshly licensed RCI psychologist has 600-800 hours. An experienced practitioner has thousands. "What modalities are you formally trained in: not just read about?" CBT, ACT, EMDR, psychodynamic, family systems: each requires supervised practice, not a weekend workshop.

Clinical focus and experience

"What presenting concerns do you work with most often?" A therapist WHO says "everything" is either early-career or unfocused. "Have you worked with [your specific concern: e.g., OCD, trauma, relationship patterns, burnout] before?" "What does a typical course of therapy look like for this issue: number of sessions, review points, homework?" You are listening for specificity. "it depends" is honest but incomplete. "For psychologist in Mumbai fundamentals, see How to Choose the Right Psychologist in Mumbai and for session preparation, see What to Expect From Your First Session With a Psychologist.

Logistics and boundaries

"What is your fee per session, and do you offer a sliding scale?" "What is your cancellation policy?" "Do you offer online, in-person, or both?" "What platform do you use for video, and is it end-to-end encrypted?" "What happens if I need to contact you between sessions?" "Do you provide notes or summaries after sessions?" These are not administrative details. They define the container. A therapist WHO is vague about boundaries will be vague about clinical boundaries too.

Supervision and accountability

"Do you currently receive clinical supervision?" This is the single most important question nobody asks. Every ethical therapist, regardless of experience, has a supervisor they consult regularly. it is the profession's quality control. If the answer is no, or "I used to," that is a structural red flag. "WHO do you refer to when something is outside your scope?" A therapist WHO never refers is either overconfident or under-networked.

Fit signals

"How do you handle it when a client feels stuck or worse after a few sessions?" "Can you describe a time you referred a client out because the fit wasn't right?" You are listening for humility, not perfection. A practitioner WHO has never had a misfit is either new or not paying attention.

Insurance and payment logistics

Ask whether they provide receipts with their professional registration number for insurance reimbursement. Some Indian insurers now cover outpatient mental-health under the IRDAI mandate, but they require specific documentation. If you have an Employee Assistance Programme through work, ask whether they are empaneled or can provide the paperwork for reimbursement. Clarify the payment method: bank transfer, UPI, card, and whether payment is due before or after the session. These practical details reveal how organised the practice is.

How to evaluate the first call

After the discovery call, write down your impressions while they are fresh. Did the therapist listen more than they spoke? Did they answer your specific questions or deflect to generic reassurance? Did you feel respected or rushed? Trust your gut on the interpersonal piece, but verify the credentials piece independently. Check the RCI register if they claim licensure. Ask for the supervisor's name, and verify they are a known quantity in the community. A fifteen-minute call plus ten minutes of verification saves months of mismatch.

Red flags in the answers

Watch for these signals during the discovery call: they cannot name their supervisor, they guarantee a specific outcome in a fixed number of sessions, they dismiss medication as universally harmful or universally necessary, they avoid answering direct questions about fees or cancellation policy, they suggest meeting outside the therapeutic frame. Any of these is a reason to keep looking.

The one question that replaces half the list

"Can you walk me through what our first three sessions would likely look like for someone with my concern?" The answer tells you whether they have a map, whether they explain it clearly, and whether you trust the guide. Everything else is detail.

The EAP consultant's view on the questions that predict fit

When I was consulting inside a large corporate EAP program a few years ago, the employees WHO asked the right questions in the discovery call had 3x higher therapy completion rates. The questions that predicted fit were not about credentials. They were about cultural competence: "Do you speak Hindi/Marathi/Gujarati?" "Have you worked with joint-family dynamics?" "How do you handle the family permission loop?" The psychologist WHO answers these with concrete examples is the one WHO fits. The one WHO answers with credentials is the one you quit after three sessions.

The Mumbai-specific questions

In Mumbai, the questions that matter are: "Do you offer evening slots for the 9-to-6 professional?" "Is your clinic accessible from the local train network?" "Do you offer hybrid (in-person first, then online) for the commuter?" The psychologist WHO answers yes to these is serving Mumbai. The one WHO does not is serving their schedule.

If this sounds familiar and you want to work through it properly rather than just read about it, that's exactly the kind of thing I work on with clients. Book a Session

Written by Vishal Ram, Consultant Psychologist and Founder of WayToTherapy. Vishal is an Affiliate & Consultant Psychologist with Lyra Health, a member of the MantraCare provider network, and an International Affiliate Member of the American Psychological Association. He has worked across corporate mental-health consulting (including Accenture's Project META), group facilitation, and private practice in Mumbai. Book a session or read more about Vishal.